MEET CHRISTOPHER – NOW DEBT FREE THANKS TO PACIFIC DEBT
Title: Christopher
Age: 35
Location: California
When did you enroll in our debt settlement program and the way a lot debt had been you dealing with? How did carrying all of that debt make you are feeling?
We enrolled March 2016 in Pacific Debt’s program, with
$23,176
in debt. Carrying that a lot debt made it virtually unimaginable to make ends meet. We might make solely
minimal funds
, and would instantly be checking balances and obtainable credit score to see which card we might use subsequent. Purchases had been for requirements, not enjoyable or frivolous gadgets.
We lived bank card restrict to bank card restrict
.
Inform us about your journey via the Pacific Debt program? Are there any particular crew members you want to acknowledge?
Our journey via Pacific Debt’s program was fear free and straightforward. We had been contacted instantly each time one thing was wanted, and we had been knowledgeable of each step taken alongside the way in which. Brian LoBianco was superb to work with! He took care of our account and our money owed within the quickest manner doable, by no means neglecting high quality service, and ended up getting us nice settlement agreements with our collectors. He was skilled always, and we might inform that he cared about us and the help he offered.
How does it really feel to be debt free? What are your monetary targets transferring ahead?
It feels superb to be debt free! One factor this program allowed us to do is learn to stay with out utilizing credit score. By not having the ability to use our playing cards, and by lightening the load that we carried, we had been capable of handle our price range in a credit score free manner, realizing what we actually wanted, and what we might do with out. Our monetary targets are to proceed to stay fully freed from revolving debt, not having to fret about paying excessive curiosity for what simply might have been the remainder of our lives doing what we had been doing earlier than.
We all know we’re not good. What ideas or recommendation would you supply to assist us enhance our program? All recommendation is welcome.
I truthfully was fully glad. I’ll say, the primary 6 months to 1 12 months of creditor/collector telephone calls was nerve racking. Understanding that issues needed to worsen earlier than they may get higher was key, although it was nonetheless a time that fearful us. Pacific Debt made certain we understood the method, and what to do with these calls and contacts, and that made all of the distinction. We knew Pacific Debt was in our nook the entire time.