2023.4 Replace: The present supply is 75k TYP after $4000 spend in 4 months. A bit decrease than the 80k greatest ever supply.
2023.1 Replace: The 80k supply is expired. The present supply is 60k.
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Advantages
- 75k supply: earn 75,000 ThankYou Factors (TYP) after spending $4,000 in first 3 months. The latest greatest supply is 80k.
- We estimate that ThankYou Factors (TYP) are value about 1.6 cents/level, see under for a quick introduction. So the 80k highest sign-up bonus is value about $1,280!
- When you have this card, you possibly can switch your TYP to accomplice airways miles. In addition to, with this card, it’s also possible to money out TYP at a set ratio 1 cent/level.
- [New] Earn 3x TYP at eating places, supermarkets, fuel stations, air journey, and inns; earn 1x TYP on all different purchases.
- [New] $100 Annual Lodge Financial savings Profit: Get pleasure from $100 off a single resort keep of $500 or extra, excluding taxes and charges, via thankyou.com, as soon as per calendar 12 months.
- No international transaction charge.
Disadvantages
- $95 annual charge, NOT waived for the primary 12 months.
Introduction to TYP
- You may earn TYP with Citi Premier, Citi Rewards+, Citi Custom Cash, Citi Double Cash, and many others.
- You may add all these playing cards into the identical thankyou.com account, and factors which might be about to run out shall be redeemed first within the order wherein they expire routinely.
- Normally, TYP by no means expire. However closing account, product change, or receiving factors from different individuals might trigger TYP on that account to run out.
- When you have Citi Prestige or Citi Premier, TYP might be transferred to some airline miles. The easiest way to make use of TYP is to 1:1 switch them to Asia Miles (Oneworld) or Avianca (AV) miles (Star Alliance). Different good choices are: Singapore Airways (SQ) (Star Alliance), Flying Blue (SkyTeam), Virgin Atlantic (VS) (Non-alliance), and many others. For those who use TYP on this means, the worth is about 1.6 cents/level.
- When you have Citi Prestige, you possibly can redeem your TYP at a set price 1.25 cents/level in direction of air tickets on thankyou.com. This can be a widespread means to make use of TYP. Factors+money is accessible when redeeming for air tickets, so no want to fret for those who don’t have sufficient TYP.
- When you have Citi Prestige or Citi Premier or Citi Custom Cash or Citi Double Cash, you possibly can redeem your TYP at a set price 1 cents/level in direction of money.
- When you have Citi Rewards+, you may get 10% again when redeeming TYP, as much as 100k TYP per 12 months. This characteristic additional boosts the worth of TYP.
- In abstract, we estimate that TYP are value about 1.6 cents/level.
- For extra details about TYP, see Maximize the Credit Card Points Values (overview), and Introduction to TYP: How to Earn & Introduction to TYP: How to Use (very detailed).
Really helpful Software Time
[1/24 Rule] Bonus ThankYou Factors are usually not out there for those who obtained a brand new cardmember bonus for Citi Rewards+, Citi ThankYou Most well-liked, Citi Premier or Citi Status, or when you have closed any of those playing cards, up to now 24 months. Product change is handled as account closure if the account quantity is modified. [Update] Regardless of what the time period says, for those who convert a non-TYP card (e.g. Citi AA card) to a TYP card, this motion will reset the 24 month clock and have an effect on the bonus eligibility!- You’ll not qualify for the supply when you have obtained the bonus supply for opening a brand new Citi Premier card up to now 48 months.
- [8/65 Rule] You may apply for at most 1 Citi playing cards each 8 days, and at most 2 Citi playing cards each 65 days, irrespective of authorized or not.
- Citi values the variety of latest exhausting pulls quite a bit, we suggest you apply when there’s lower than 3 exhausting pulls up to now 6 months (Citi usually requires lower than 6 exhausting pulls, however this card is completely different).
- We suggest you apply for this card after you might have a credit score historical past of at the very least one 12 months.
Abstract
In 2020, this card turns into stronger. The power to earn 3x TYP on eating places and supermarkets may be very helpful. If you wish to play with the ThankYou Factors (TYP) system, you want both Citi Premier or Citi Prestige to make redemptions. These days Citi Prestige turns into weaker and weaker with a extremely excessive annual charge, and Citi Premier is a better option for most individuals for my part.
Associated Credit score Playing cards
Really helpful Downgrade Choices
- Citi Rewards+. We suggest you downgrade this card to those no annual charge playing cards that may earn TYP, as a result of you possibly can maintain your TYP in that case. For those who downgrade this card to DC/Dividend, the TYP you earned from this card will expire in 60 days.
Historic Gives Chart
Word 1: The supply earlier than 2015.4 is: earn 20k TYP after spending $2000 within the first 3 months, and one other 30k after spending $3000 within the first 3 months of subsequent 12 months.
Word 2: The 60k supply in 2015.9 is a particular hyperlink, and it most likely is a glitch, so we should always not anticipate it to look once more within the close to future.
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